| Reasons we can share your personal information | Does LavishLoans share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes – to offer our products and services to you | Yes | No |
| For our affiliates’ everyday business purposes – information about your transactions and experiences | Yes | No |
| For our affiliates’ everyday business purposes – information about your credit worthiness | Yes | No |
| For our affiliates to market to you | Yes | Yes |
| For our affiliates to market to you | Yes | Yes |
To limit our sharing
Call 1(800) 821-8113
Visit us online: lavishloans.com
Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.
However, you can contact us at anytime to limit our sharing.
Questions?
Who is providing this notice
The LavishLoans family of companies.
How does LavishLoans protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We authorize our employees to get your information only when they need it to do their work, and we require companies that work for us to protect your information.
How does LavishLoans collect my personal information?
We collect your personal information, for example, when you:
-Apply for a loan or give us your income information
-Provide employment information or provide account information
-Give us your contact information
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only
-sharing for affiliates’ everyday business purposes – information about your creditworthiness
-affiliates from using your information to market to you
-sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
What happens when I limit sharing for an account I hold jointly with someone else?
Your choices will apply to everyone on your account.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
– Our affiliates include companies with Lavish in their name
Nonaffiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
– Our affiliates include companies with Lavish in their name
Joint marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
– Our joint marketing partners include categories of companies such as insurance companies